Is a 2021 Mazda Mazda3 Worth Buying?

Full decision report — reliability data, walk-away price, and a BUY / NEGOTIATE / WALK verdict. Enter your deal below for a personalized analysis.

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Mazda Mazda3 2021

Full Decision Report · 55,000 mi · Asking $20,000

🚗
Mazda Mazda3
NEGOTIATE

Good vehicle — but don't pay the asking price.

Walk-away price: $18,900 · Risk score: 60/100 · Confidence: High (94%)

What people say about this car

Analysis Summary
Moderate Risk
Walk-away Price
$18,900
Risk Score
60/100
Confidence
High (94%)
Input Summary
VehicleMazda Mazda3 2021
Mileage55,000 miles
Asking Price$20,000
Ownership Years5 years
Driving Profilenormal
Risk Tolerancemedium
Risk Score Breakdown
Base Risk54
Mileage Modifier0
Price Modifier0
Ownership Modifier+6
Driving Modifier0
Risk Tolerance Modifier0
Final Risk Score60/100
Cost of Ownership Over 5 Years
Risk Score Breakdown
Final Risk Score: 60/100
5-Year Ownership Cost Estimate
Maintenance$2,950
Repairs$3,520
Insurance$7,650
Fuel$10,000
Depreciation$17,850
Total Estimated Cost$41,970
Range: $39,500 - $45,264
5-Year Cost Breakdown
$41,970
Total Estimated Cost
Assumptions:
Model-based estimates; not VIN-specific.
Actual costs vary widely by use and maintenance.
Fuel cost is a US-average estimate; not EPA-specific.
Vehicle Specifications
Engine2.5L I4
Horsepower191 HP
DrivetrainFWD
Transmission6-Speed Automatic
Body StyleSedan
Seating5 seats
Fuel Economy
City27 MPG
Highway36 MPG
Combined30 MPG
Standard Features
  • Rearview Camera (federally mandated)
  • Bluetooth Connectivity
  • USB / Aux Input
  • Apple CarPlay & Android Auto
  • Keyless Entry
  • Cruise Control
  • Lane Keep Assist (most trims)
Vehicle Quirks & Notes
  • Regular fuel (87 octane) recommended
NHTSA Safety Signals
Live federal data from the National Highway Traffic Safety Administration.
Open & Past Recalls1
Owner Complaints66
NHTSA Crash Rating★★★★★(5/5)
Reliability Metrics
Overall Reliability66/100
Avg Annual Maintenance$590
Avg Repair Cost$880
Data confidence: 90% (estimated data)
Key Considerations

Price Analysis

• Listed Price: $20,000
• Market Median: $21,000
• Price Difference: -4.8% below market average
• Recommended Maximum: $18,900 (based on risk factors)

Risk Assessment

• Overall Risk Score: 60/100 (High risk)
• Confidence Level: High (94%)
• Multiple risk factors present - review breakdown above

Cost Considerations

• Estimated 5-year ownership cost: $41,970
• Range: $39,500 - $45,264
• Depreciation: $17,850 over 5 years

Recommended Next Steps

  • Get a pre-purchase inspection from a qualified mechanic
  • Review maintenance history and service records
  • Negotiate to $18,900 or below based on risk factors
  • Compare with similar vehicles in your area before committing
  • Factor total 5-year ownership cost into your budget
💬 Negotiation Script

Use these lines word-for-word with the seller. They are grounded in real data.

1.

"Based on current market data, comparable 2021 Mazda Mazda3s with similar mileage are selling around $21,000."

2.

"Given the reliability data on this car, my walk-away number is $18,900. Can you come down to that?"

3.

"I'm a cash buyer and ready to close today if we can agree on $18,900."

4.

"I'm happy to make a decision today, but only at a number that makes sense given the data."

Target price: $18,900. If the seller won't move to this range, use your walk-away number — the data supports it.

🔧 Pre-Purchase Inspection Checklist
Engine oil — color, level, any milky residue (head gasket)
Transmission fluid — color and smell (dark = overheated)
Coolant — level and color (no oil sheen)
Under-car rust — frame rails, subframe, floor pans
Tire wear — even wear across all 4 (alignment/suspension)
Brake pad depth — look through wheel spokes
All electrical — windows, locks, AC/heat, infotainment
VIN check — frame VIN vs. door VIN vs. title
Test drive — cold start, highway acceleration, hard braking
OBD-II scan — check for any stored or pending fault codes
🔍 Compare 2021 Mazda Mazda3 prices before you negotiate

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